A Retirement Plan That Makes Sense.

Just another blogging day. Today we’re gonna talk about one sensitive topic of which working adults always ask themselves. What is a retirement plan that makes sense?

Let’s talk about a plan were the majority are right now. The “Saving Plan”, or “401(K) Retirement Plan. We’re gonna compare this 2 right now 🙂

What is 401(K) Retirement Plan?
Fortunately 401(k)s offer a simple and affordable way to bring the dream of retirement and financial well being back to reality. These plans have been around for nearly 30 years and, while for a long time only found in large companies, have recently gained wider acceptance by small businesses thanks to the availability of low-cost offerings now in the market. Small business owners have also become savvier about the high contribution limits and tax protection 401(k) plans can provide to their bottom line.
(Source – http://www.forbes.com/sites/stuartrobertson/2011/10/03/six-steps-to-setting-up-a-401k-account-and-why-it-matters/)

Is 401(k) a wise investment for long term? 
It is like black and white. If you want a cheap survival package. You will get the equal amount of qualities you paid for. If you want to be rich, you will have to pay that expensive amount to live for. It is the same for 401(k) retirement plan. It is simple, affordable. However it is nothing more than a saving plan. You can save $500 every month. Every year you will save up to $6,000. 30 years time, you will have $180,000 to live with. Great! Now with that money, you can retire comfortably for the rest of your life!

NOT.(Let me explain why)

On the chart below, as you can see. The Dollar($) price is climbing each and every years/decades. That to say, you can keep $100 in cash on 1914 that is worth $1,000 in nett value. In 2014, the $100 cash you held with you will just and up as $100. Even if it is still $1,000 in value, the prices of your expenses woudn’t be worth the amount that is worth 100 years ago. That to say, people who practiced/invested in the 401(k) Retirement Savings Plan, are bound to “LOSE money“.

And that is from 1983, collated by the forex charts for the currency (USD). Shocked? But wait.

If you think you are riding it, I have one thing to say. It can still be saved! There are 2 ways to lighten an average persons financial portfolio. One is either you can have residual bills(Bills that are increasing). Or you can have a residual income(Cash-Flow) that is increasing. In a realistic point of view, as of us humans. Our bills are proven to be increased overtime. And income to be remained constant.

Now… What if you could have your income increasing, and your bills remain constant. What would that do to your life? Freedom?

I know Network Marketing is hard. It is only hard if your mind is short term. If your mind on Network Marketing is long-term, chances are you will succeed in the industry. It is the only financial instrument that has the potential to create unlimited amount of income. You can make as much money as you want. Now, I didn’t say that network marketing is, “Free”. Network Marketing requires “work“. That’s why it is called Net-“work” Marketing.

You don’t have to create another Google to be a millionaire. You only need hard-work. That’s enough to win. You have your hands. Your legs. And a mind that wants to change lives. Now go out and tell more people about your opportunity! 🙂

Signing Off,
Leonard

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